Money Magazine

Money magazine is Australia’s longest-running, highest-selling and most-read personal finance magazine. Money magazine provides credible, independent, easy-to-understand financial advice to help its readers save money and make the most of their investments.

EDITOR’S NOTE

Letter of the month

“The end of the financial year is near. How do you approach tax time?”

Money Magazine

Beware the lemon juice logic • Rather like robbing a bank, working on Money’s awards process becomes a revealing test of competence.

Sports fans hand over big bucks to follow their passion

Structured giving will support your

Written evidence: when it is needed

NEWS & VIEWS

Bitcoin passes the private school test

Delays frustrate insurance claimants

How investors impact rents

Bank of Mum and Dad gets more generous

Extra scope to diversify

Gold shines brightly amid the gloom

Buffett exit marks the end of an era

HOLD Macquarie Technology Group (MAQ) • The Intelligent Investor Gaurav Sodhi

Healing our land and health

ASK PAUL

Destination Dark Mofo Hobart

I’m stressed, so should I just sell my unit and cop a loss?

Try to hold on, but not at the expense of your health • At 35, you would have plenty of time to recover from any setback.

A winning hand: what the future holds • Money’s tax columnist, Mark Chapman, dissects the new Labor government’s tax proposals for 2025 and beyond.

Max your tax refund • When the household budget is stretched, getting a juicy refund from the ATO can make a big difference. Here’s everything you need to know about getting the most from your deductions - and staying out of trouble.

Pay thieves strike again • Bracket creep and inflation conspire to wipe out the occasional wage increase, leaving many workers worse off.

How inflation takes its toll

Users pay in care shake-up • Widespread reform will make it easier for the elderly to stay in their own homes, but it will come at a serious cost.

WHAT MY CLIENTS ASKED ME THIS MONTH • Each month, financial planner and owner of Thriving Wealth, John Cachia, shares the top question from clients and his succinct answer.

When credit scores are a weapon • In relationship breakdowns, bitter partners can resort to financial abuse, with far-reaching consequences.

Is a US-style 30-year fixed loan a better deal?

Count the cost of tax rage • A more positive outlook can replace the emotional energy wasted on perceived injustices.

On the journey through gender • There are many financial and medical questions to consider in the transitioning process.

Just $10 can get you started • Investing in property doesn’t require millions of dollars. Here are alternative ways to join the action.

Bitten by the bug • Collectables are big business, but for most people it’s all about having fun rather than making money.

How to turn a profit

A trigger that excites the bulls • There’s good reason to be optimistic, if you believe in the Zweig Breadth Thrust.

3 FUNDS TO WATCH

Extra effort will really pay off • This is the ideal time to consider topping up your contributions to make the most of super’s tax-friendly, long-term growth.

Where to for savers as rates fall • Interest rates look set to fall and sharemarkets remain volatile. For investors seeking regular returns that outpace inflation, the options seem to be narrowing. But there is an asset class that can tick all the boxes.

Shared visions and profits • Schemes that allow employees to purchase a stake in their employer’s business can boost loyalty and, hopefully, wealth.

WHEN THE PUNT PAYS OFF

Inside the...